GIS Benefit Increase to $1,700 in 2025: The Guaranteed Income Supplement (GIS) is a non-taxable monthly benefit that provides financial support to low-income Canadian seniors who receive the Old Age Security (OAS) pension. In 2025, the GIS is seeing a significant increase—up to $1,700 annually—helping vulnerable seniors manage rising living costs.
Whether you’re approaching retirement, assisting a loved one, or planning your finances, this guide breaks down everything you need to know: eligibility, payment amounts, schedules, and how to apply. Written in simple terms but packed with actionable insights, it’s your one-stop resource on the 2025 GIS update.
GIS Benefit Increase to $1,700 in 2025
| Aspect | Details |
|---|---|
| Maximum GIS Payment | Up to $1,086.88 per month for single seniors |
| 2025 Annual Increase | Approximately $140 more per month (up to $1,700 annually) |
| Eligibility Criteria | – Age 65+- Canadian resident- Receiving OAS- Income under $22,056 (single) |
| Payment Dates | Monthly; same dates as OAS payments |
| Application Process | Mostly automatic; online or mail application for those not auto-enrolled |
| Income Tested | Benefit amount decreases by $0.50 for every $1 earned above the threshold |
The 2025 increase to the Guaranteed Income Supplement is a much-needed boost for low-income seniors. With monthly payments reaching over $1,000 for single seniors and an annual bump of up to $1,700, this program continues to be a lifeline. Whether you’re newly eligible or helping a loved one, understanding the GIS helps you plan with confidence.
What Is the GIS and Why It Matters
The GIS is designed to ensure that low-income seniors in Canada can afford basic needs like housing, food, and healthcare. It’s a monthly, tax-free benefit added on top of the OAS pension. The program reflects Canada’s commitment to supporting seniors in their later years, especially those without workplace pensions or savings.
Who Is Eligible for the GIS Benefit?
To qualify for GIS in 2025, you must meet the following criteria:
Basic Eligibility
- Be 65 years or older
- Be a Canadian citizen or legal resident
- Be living in Canada
- Be receiving the Old Age Security (OAS) pension
Income Requirements
The GIS is income-tested, meaning only those who fall below specific income levels are eligible.
| Status | Maximum Annual Income (2025) |
|---|---|
| Single, widowed, or divorced | Less than $22,056 |
| Married/common-law (both receive OAS) | Combined income under $29,136 |
| Married/common-law (one gets OAS) | Combined income under $52,848 |
Tip: Only certain income sources are counted—OAS and GIS don’t count toward these thresholds.
GIS Payment Amounts in 2025
The amount you receive depends on your income and marital status. Here’s a quick breakdown:
- Single senior: Up to $1,086.88/month
- Married (both receiving OAS): Up to $654.23 each
- Married (only one receiving OAS): Up to $1,086.88 for recipient
These amounts are reviewed quarterly to reflect the cost of living, and they will never decrease, even if inflation drops.
2025 GIS Payment Dates
GIS is paid on the same dates as the OAS pension. These are the official payment dates for 2025:
- January 29
- February 26
- March 27
- April 28
- May 28
- June 26
- July 29
- August 27
- September 25
- October 29
- November 26
- December 22
If you’re registered for direct deposit, the funds are typically in your account by midday.
How to Apply for the GIS Benefit
Automatic Enrollment
Many seniors are automatically enrolled when they start receiving OAS at age 65. You’ll receive a letter confirming your GIS eligibility and payment amount.
When You Need to Apply
If you don’t receive a notification and believe you’re eligible:
- Apply online through your My Service Canada Account
- Or complete a paper application and send it to Service Canada
Required Documents
- Social Insurance Number (SIN)
- Income information from the previous tax year
- Proof of marital status (if applicable)
When to Apply
It’s best to apply 6 months before turning 65 to avoid payment delays.
How Income Affects Your GIS Benefit
GIS is income-tested, meaning:
- Every dollar you earn above the threshold reduces your GIS by 50 cents
- Common income sources that count include: employment income, CPP/QPP, RRSP withdrawals, rental income, and foreign pensions
Example:
If you’re single and earned $5,000 in income last year (excluding OAS/GIS), your GIS would be reduced by $2,500 annually or roughly $208/month.
Additional GIS Benefits & Allowances
There are other related supports tied to GIS eligibility:
The Allowance
If you’re aged 60–64 and your spouse or partner receives GIS, you may qualify for The Allowance, a bridge benefit until you turn 65.
The Allowance for the Survivor
If you’re 60–64, have low income, and your spouse has died, this benefit provides additional support before OAS kicks in.
Canada OAS Payments for Seniors in April 2025 – Check Eligibility Criteria and Benefits!
FAQs About GIS Benefit Increase to $1,700 in 2025
1. Do I need to reapply for GIS every year?
No. If you file your taxes on time each year, your GIS is renewed automatically based on your income.
2. Will GIS affect my taxes?
No. GIS is a non-taxable benefit and does not need to be reported as income on your tax return.
3. What happens if my income increases during the year?
Your GIS amount will be adjusted during the next annual review. Payments won’t change mid-year unless you report a significant income drop.
4. Can I work and still get GIS?
Yes, but your employment income affects your GIS. Every $1 earned over the limit reduces your GIS by $0.50.
5. Is GIS available outside Canada?
Only under specific conditions. Generally, GIS stops after six months if you’re living outside Canada.
