How to Claim the $1,590 Workers Benefit Payment in Canada from 2025: The Canada Workers Benefit (CWB) is an essential financial aid program designed to help low-income workers and families in Canada. In 2025, eligible individuals can claim up to $1,590 through the program, and families can receive even more, depending on their circumstances. This program is vital for those who work but still face financial challenges due to low earnings.

In this article, we will explain how to claim the Canada Workers Benefit for 2025, detail the eligibility criteria, outline the payment dates, and provide tips to maximize your benefit. Whether you are applying for the first time or have already received CWB payments in the past, this comprehensive guide will walk you through everything you need to know.
How to Claim the $1,590 Workers Benefit Payment in Canada from 2025
Feature | Details |
---|---|
Amount Available | Up to $1,590 for individuals, more for families |
Eligibility | Low-income workers aged 19+ who file taxes |
Payment Dates | First Payment: January 10, 2025 |
Second Payment: July 11, 2025 | |
Third Payment: October 10, 2025 | |
Disability Supplement | Up to $784 for eligible individuals |
Official Website | Canada Revenue Agency |
The Canada Workers Benefit is a vital financial support program for low-income workers in Canada. With up to $1,590 available for individuals and more for families, it provides crucial financial assistance to help make ends meet.
What is the Canada Workers Benefit (CWB)?
The Canada Workers Benefit is a refundable tax credit aimed at providing financial support to individuals and families who are in the workforce but earning low incomes. This program helps fill the gap between income and the cost of living, offering much-needed support to those in need.
In 2025, the CWB will be available to workers aged 19 and above who earn below a certain income threshold. The program also provides additional financial support for individuals with disabilities, ensuring that the most vulnerable workers are not left behind.
Payments under the CWB are made quarterly, allowing eligible individuals and families to receive regular financial assistance throughout the year.
Who is Eligible for the CWB?
To qualify for the Canada Workers Benefit, you must meet the following criteria:
- Age Requirement: You must be 19 years of age or older as of December 31, 2025.
- Income Criteria: Your adjusted net income must fall below the specified threshold. For individuals, this is typically $24,975 or less, but the exact threshold can vary by province or territory. Families or couples may receive higher amounts if their combined income qualifies.
- Residency: You must be a Canadian resident for tax purposes throughout the year.
- Tax Filing: You need to file a tax return for the year 2025, regardless of how much income you earned. Filing your taxes is the only way to apply for the benefit.
Additionally, if you or your spouse has a disability, you may qualify for the disability supplement of up to $784, which adds extra support.
How Much Can You Get from the CWB?
The Canada Workers Benefit offers varying amounts based on your income and family situation. Here’s a breakdown:
- Individuals: The maximum benefit an individual can receive is up to $1,590 in 2025, based on their income and eligibility.
- Families or Couples: Families can receive up to $2,616 depending on their combined income and the number of children they support.
- Disability Supplement: If you or your spouse is eligible for the disability tax credit, you may qualify for up to $784 in additional funds.
The amount decreases progressively as income increases, which means that individuals with low to moderate income will receive the highest benefit.
How to Claim the CWB
If you believe you are eligible for the Canada Workers Benefit, follow these steps to claim it:
Step 1: File Your Taxes
To begin, you need to file your income tax return for the year 2025. This is the most critical step in the process. The Canada Workers Benefit is not automatically issued, and you can only claim it if you file your taxes.
You can file your taxes using the following methods:
- Online: Use CRA-certified tax software to file your taxes electronically. This is the most efficient way to file.
- Paper: If you prefer, you can also mail a paper tax return to the Canada Revenue Agency (CRA). However, online filing is recommended for quicker processing.
It’s essential to ensure that all of your information is accurate when filing, including your income, marital status, and number of dependents. Any errors can delay your application or reduce your eligibility.
Step 2: Complete the CWB Application
In addition to your tax return, you will need to fill out the Schedule 6 form, which is specifically for claiming the Canada Workers Benefit.
The Schedule 6 form asks for:
- Your total income for the year
- Information about any disabilities you or your spouse may have (if applicable)
- Details about any dependent children
Once you submit this form, the CRA will calculate your eligibility for the benefit and determine the amount you should receive.
Step 3: Wait for Your Payments
Once you’ve submitted your taxes and the appropriate forms, the CRA will determine if you’re eligible for the benefit and issue payments accordingly. The CWB payments are typically made in quarterly installments:
- First Payment: January 10, 2025
- Second Payment: July 11, 2025
- Third Payment: October 10, 2025
If the scheduled payment date falls on a weekend or holiday, the CRA will issue payments on the last business day before the date.
Step 4: Ensure Your Banking Information is Correct
The CRA will deposit your CWB payments directly into your bank account. Make sure your banking details are up-to-date with the CRA to ensure that there are no delays in receiving your payments.
How to Maximize Your CWB Benefits
To ensure you receive the maximum benefit from the Canada Workers Benefit, consider the following tips:
- Accurate Tax Filing: Double-check that you have entered all relevant information on your tax return and Schedule 6 form. Missing details like dependents, income sources, or disability status could lead to a lower benefit amount.
- Claim the Disability Supplement: If you or your spouse has a recognized disability, ensure that you apply for the disability supplement to increase your benefit by up to $784.
- Track Your Income: If your income changes significantly during the year, report it to the CRA. A change in income can impact the amount of benefit you’re eligible for.
- File Early: File your taxes as early as possible to ensure you receive your payments on time.
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Frequently Asked Questions (FAQs) about How to Claim the $1,590 Workers Benefit Payment in Canada from 2025
1. When do I need to file my taxes to get the CWB?
You must file your 2025 tax return by November 1, 2025 to be eligible for the advanced payments.
2. How do I receive my CWB payments?
The CRA will deposit the payments directly into your bank account. Ensure that your banking information is up-to-date with the CRA.
3. Can I still claim the CWB if I’m self-employed?
Yes, self-employed individuals can claim the CWB, provided they file their tax return correctly and meet the eligibility criteria.
4. What happens if I miss the filing deadline?
If you miss the filing deadline, you may still be able to claim the CWB, but you will not receive the advanced payments and will have to wait until your tax return is processed.
5. Is the CWB available to seasonal workers?
Yes, seasonal workers can claim the CWB if they meet the eligibility criteria, including filing taxes and having low income during the year.