Services Australia is making major changes to Centrelink debt repayments, and if you’re one of the many Australians repaying a Centrelink debt, it’s essential to stay informed. As of December 19, 2024, Services Australia will no longer accept certain forms of payment for repaying debts, including foreign currency cheques and money orders. This change is part of a broader effort to modernize and simplify the repayment process, ensuring easier and more reliable ways for individuals to manage their debts.

This update is important not just for individuals directly affected but for anyone interested in how Australia’s welfare system is adapting to the modern era. In this article, we’ll break down everything you need to know about these changes, provide practical advice on what you should do, and answer some common questions about Centrelink debt repayments.
Services Australia Announces Major Overhaul to Centrelink Debt Repayments
Key Information | Details |
---|---|
New Payment Rules Start | December 19, 2024 |
Payment Methods Being Phased Out | Foreign currency cheques and money orders |
New Approved Payment Methods | Online payments, BPAY, Post Billpay, Direct Debit, Credit/Debit cards |
Contact for Help | Services Australia |
Potential Impact | Easier debt management and payment flexibility |
Deadline for Transition | Transition to a new method before December 19 to avoid service disruptions |
The changes coming to Centrelink debt repayments are designed to make the system more efficient, secure, and easier to use. By moving away from outdated payment methods like foreign currency cheques and money orders, Services Australia is encouraging the use of modern, digital options that allow for faster and more reliable payments.
If you’re currently repaying a Centrelink debt, it’s important to transition to a new payment method before December 19, 2024, to avoid any disruptions in your repayment process. Whether you choose online payments, BPAY, direct debit, or paying in person, Services Australia offers a variety of convenient options to help you stay on top of your payments.
What Are the Changes to Centrelink Debt Repayments?
Centrelink, managed by Services Australia, provides financial assistance to millions of Australians. Occasionally, overpayments happen, and when they do, individuals are required to repay their debt.
Starting December 19, 2024, foreign currency cheques and money orders will no longer be accepted as valid payment methods. This means that if you’re currently using these methods, you’ll need to transition to alternative payment options.
The goal behind this change is to streamline debt repayments, making them more accessible through modern, digital platforms. These changes will not only make it easier to track and repay your debt but also ensure that payments are processed quickly and securely.
Why the Change?
There are several reasons behind this shift. Services Australia has highlighted the following as key motivators:
- Outdated payment methods: Foreign currency cheques and money orders are becoming less common and harder to process, leading to delays and errors.
- Greater accessibility: Moving to digital and direct payment methods means that individuals can make payments from the comfort of their home, anytime.
- Security and efficiency: Electronic payments are faster and more secure, reducing the risk of fraud and misplaced payments.
By modernizing the system, Services Australia aims to create a smoother experience for everyone.
How to Transition to New Centrelink Debt Repayments
If you’re currently using a method that will be phased out, transitioning to a new method is straightforward. Services Australia offers several easy-to-use payment options, which we’ll walk through below:
1. Online Payments
You can make payments through your Centrelink online account, which is linked to myGov. Here’s how to do it:
- Log in to your myGov account.
- Select your Centrelink account.
- Navigate to the money you owe section.
- From there, you can view your debt and make a payment using your credit/debit card or bank account.
This method is one of the easiest, as you can see your outstanding balance and manage your repayments in real time.
2. Using BPAY or Post Billpay
If you’re familiar with BPAY or Post Billpay, you can use these methods to pay your debt. To make a BPAY payment:
- Log in to your online banking.
- Enter the BPAY biller code provided by Centrelink (found on your account page or billing notice).
- Use your customer reference number (also provided by Centrelink).
For Post Billpay, you can either pay through the Post Billpay website or visit a participating Australia Post office to make a payment in person.
3. Direct Debit
Setting up direct debit is an efficient way to ensure you never miss a payment. Here’s how:
- Log into your myGov account.
- Select the option to set up a direct debit agreement.
- Enter your bank account details, and select the amount and frequency of payments.
Direct debits are automated, so once they’re set up, your repayments will be automatically deducted on the schedule you choose.
4. Credit or Debit Card Payments
Payments can be made via credit or debit card, either online or through the Express Plus Centrelink mobile app.
To use the app:
- Download the Express Plus Centrelink app from your app store.
- Log in with your myGov credentials.
- Go to the “Money you owe” section, and follow the prompts to make a payment.
5. In-Person Payments
If you prefer to pay in person, you can still do so at an Australia Post outlet using Post Billpay. Just bring your payment slip, and make sure you have your reference number ready.
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Frequently Asked Questions (FAQs)
1. What happens if I don’t transition by December 19?
If you don’t switch to one of the new payment methods by December 19, 2024, your payment may not be processed, which could lead to delays in repaying your debt. It’s important to make the transition early to avoid any disruptions.
2. I don’t have access to online banking. What should I do?
If you don’t have access to online banking, you can still make payments in person through Post Billpay at participating post offices. You can also set up direct debit by contacting Services Australia for assistance.
3. How do I know how much I owe?
You can check the amount of debt you owe by logging into your myGov account and navigating to your Centrelink account. There, you’ll find a section labelled “Money you owe”, which details your outstanding debt.
4. What if I can’t afford to make repayments?
If you’re struggling to make payments, contact Services Australia to discuss your options. They can work with you to set up a payment plan that suits your financial situation. In some cases, they may be able to adjust the repayment schedule to make it more manageable.