Got an IRS Letter in the Mail: Receiving an IRS letter in the mail can be nerve-wracking. Whether it’s your first time or not, the sudden sight of an envelope with the IRS logo is enough to make anyone nervous. But don’t panic! Most IRS letters are simply notifications or clarifications, not audits or penalties. The key is understanding what the letter means and taking the right steps.
In this guide, we’ll break down the types of IRS letters, what they mean, and what you should do next — in clear, friendly language that anyone can understand.
Got an IRS Letter in the Mail
| Topic | Details |
|---|---|
| Common Reasons for IRS Letters | Balance due, refund changes, identity verification, return corrections, etc. |
| What to Do First | Read the letter, verify the issue, and compare with your tax return. |
| Action Required? | Some letters require action; others are just notifications. |
| How to Respond | Agree? Follow instructions. Disagree? Respond with documents. |
| Avoiding Scams | IRS contacts you by mail first. Never share info via phone or email. |
| Official Resource | irs.gov |
Getting an IRS letter in the mail can be stressful, but it doesn’t have to be scary. In most cases, it’s a simple fix or clarification. The important thing is to read the letter carefully, act promptly, and don’t ignore it. When in doubt, consult a tax professional or call the IRS directly. Remember, the IRS is required by law to contact you first by mail, and there are clear steps to resolve most issues.
Understanding Your IRS Letter
Why Did the IRS Send You a Letter?
The IRS sends out millions of letters and notices each year. Most of these are automated responses to tax return discrepancies, delays, or account updates. Here are the most common reasons:
- Balance Due: You owe federal taxes.
- Refund Adjustment: Your refund amount has changed due to IRS corrections.
- Return Inquiries: IRS needs clarification on something you submitted.
- Identity Verification: To confirm that it’s really you.
- Return Corrections: IRS fixed a math error or other minor mistake.
- Processing Delays: Your return is taking longer than expected.
Every letter has a notice number (like CP2000 or LTR4883C) usually in the top right or bottom of the page. This code helps identify the issue.
Pro Tip: You can look up your IRS notice number here.
What to Do When You Receive an IRS Letter
- Read the Letter Carefully: Don’t skip over the details. IRS letters will tell you,
- WhyWhy they’re contacting you
- What they need from you
- What actions (if any) you need to take
- Highlight or underline the deadline, amount owed (if any), and instructions.
- Compare With Your Tax Return: If the IRS says your refund is being adjusted or you owe taxes, pull out your copy of the original return you filed. Look for any discrepancies.
- Determine If You Need to Take Action:
- If You Agree With the Letter:
- Follow the instructions (e.g., send payment, verify identity online, etc.)
- If You Disagree With the Letter:
- Don’t ignore it! Respond with a written explanation.
- Include supporting documents.
- Send your reply to the address listed on the letter.
- Respond Promptly: Most IRS letters have a 30-day window to respond. Acting fast helps you avoid penalties, interest, or more serious actions.
- Keep the Letter for Your Records: Even if the issue seems resolved, keep a copy of the letter and your response. It may come in handy for,
- Future tax filings
- IRS audits
- Loan applications
Types of IRS Notices (With Examples)
| Notice Type | Purpose | Example |
| CP2000 | Income mismatch | IRS sees income not reported on your return |
| LTR4883C | Identity verification | IRS needs to confirm your identity |
| CP14 | Balance due | You owe taxes and have not paid yet |
| CP12 | Refund adjustment | IRS corrected an error and changed your refund |
What to Avoid: IRS Scams and Fraud Alerts
Unfortunately, scammers often impersonate the IRS. Here’s how to stay safe:
- IRS will never call or email you first. They always start with a letter.
- Never give out your Social Security Number (SSN) or bank info to someone who calls or messages you.
- Report scam attempts to: [email protected]
Red Flag: If someone says you must pay immediately with gift cards, it’s a scam.
Need Help Understanding or Responding?
If you’re not confident handling the letter yourself:
- Hire a tax professional (CPA, enrolled agent, or tax attorney)
- Use the IRS helpline: 800-829-1040
- Check the IRS frequently asked questions for common notice explanations
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FAQs on Got an IRS Letter in the Mail
What does CP2000 mean?
It means the IRS found income (e.g., from a side gig or freelance work) that you didn’t report.
Can I ignore an IRS letter if I think it’s wrong?
No. Always respond. Even if you disagree, you must explain your side in writing.
Is every IRS letter bad news?
Not at all. Some are just information or verification requests.
How do I check if my IRS letter is real?
Look for a notice number and verify it at irs.gov. You can also call the IRS to confirm.
What if I lost the letter?
Log into your IRS Online Account to see copies of past notices.
