$1,790 + $943 OAS Benefits: Who’s Receiving the Full Amount in April 2025?

$1,790 + $943 OAS Benefits: In April 2025, Canadian seniors will receive their Old Age Security (OAS) and Guaranteed Income Supplement (GIS) benefits—two essential programs designed to support retirees financially.

Lately, there’s been talk about big increases to these payments, like a mysterious $1,790 + $943 jump. While this sounds exciting, it’s time to separate fact from fiction and break down exactly who qualifies for what.

$1,790 + $943 OAS Benefits

Understanding your April 2025 OAS and GIS benefits is key to financial peace of mind in retirement. While rumors of large increases may be tempting, the real figures are based on specific criteria—and they’re already helping thousands of seniors every month.

What is Old Age Security (OAS)?

Old Age Security is a monthly payment available to Canadians aged 65 and older. It’s one of the cornerstones of retirement income in Canada. The great part? You don’t need to have worked or paid into a pension plan to qualify.

Who Can Get OAS?

To be eligible:

• You must be 65 years or older
• You must be a Canadian citizen or legal resident
• You must have lived in Canada for at least 10 years after turning 18

If you’ve lived in Canada for fewer than 40 years after age 18, you’ll receive a partial OAS pension.

How Much Will You Get?

• If you’re between 65–74 years old, the max is $727.67 per month
• If you’re 75 or older, you may get up to $800.44 per month

The government adjusts these numbers every three months to keep up with inflation.

What is the Guaranteed Income Supplement (GIS)?

The GIS is an extra monthly payment for low-income seniors who receive OAS. Unlike OAS, the GIS is not taxable—which means more money in your pocket.

Who Can Get GIS?

You must:

• Be 65 or older
• Be receiving OAS
• Have an income below a certain threshold, depending on your marital status

GIS Maximum Payments (April–June 2025)

The GIS payment changes if your income changes. It’s reviewed every January, April, July, and October.

The Truth About the $1,790 + $943 Rumor

There’s been online buzz about seniors receiving $1,790 plus $943 from OAS. But this isn’t accurate.

Here’s what’s really going on:

• The maximum you can receive (if you’re 75+ and low income) is $800.44 (OAS) + $1,086.88 (GIS) = $1,887.32/month
• This is not a new increase—it’s the standard max amount as of April 2025

No official changes or bonus payments have been announced. It’s important to be cautious of misleading posts and check directly with government programs.

How to Apply for OAS and GIS

Automatic Enrollment

Many people are enrolled automatically. If the government has your information, you’ll get a letter about your OAS a few months before you turn 65.

If everything looks correct, you don’t need to do anything. Just wait for the payments to begin.

Manual Application

If you don’t get the letter, apply yourself:

1. Online using your My Service Canada Account
2. By mail by filling out an application form and sending it to Service Canada

The same process applies if you’re applying for GIS.

Tips to Maximize Your Benefits

• Delay OAS: If you wait until age 70 to take OAS, your monthly payments will be higher.
• Keep your income low: GIS payments are based on income. Try not to exceed the thresholds if you rely on GIS.
• Report changes: If your income or marital status changes, report it right away to avoid overpayment or penalties.
• Sign up for direct deposit: This ensures you get your money on time—especially important if you’re relying on it for bills.

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FAQs About $1,790 + $943 OAS Benefits

1. Is the $1,790 + $943 benefit real?

No. These amounts are not official. The maximum for OAS and GIS combined (for low-income seniors 75+) is $1,887.32/month.

2. Can I receive OAS if I’ve never worked in Canada?

Yes. OAS is based on age and residency, not your work history.

3. How often are the amounts updated?

OAS and GIS amounts are reviewed and updated every three months to reflect inflation.

4. What happens if I move outside of Canada?

You can still receive OAS if you’ve lived in Canada for 20+ years after age 18. GIS stops if you’re outside Canada for more than 6 months.

5. Do I have to reapply for GIS every year?

No, it automatically renews if you file your taxes on time. If you miss filing, your payments could be delayed.