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£420 in Annual Savings Now Within Reach for Universal Credit Users; Here’s What’s Changed

June 22, 2025 by Anjali Tamta
£420 in Annual Savings Now Within Reach for Universal Credit Users

As of April 30, 2025, the UK government’s new Fair Repayment Rate lowers Universal Credit deduction limits from 25% to 15%, providing up to £420 in annual savings to over 1.2 million households. This reform aims to reduce financial stress and support low-income families. Learn how this change affects you and what steps to take next.

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