Singapore WIS 2025: Monthly Payouts Up to $4,900 — Are You on the List?

Singapore WIS 2025: In a landmark move to support lower-wage workers, the Singapore Workfare Income Supplement (WIS) 2025 program is set to deliver monthly payouts of up to S$4,900, starting January 1, 2025. If you’re a Singaporean worker earning less than $3,000 a month, you might just be eligible for this enhanced government support scheme. With cost-of-living concerns at an all-time high and inflation impacting everyday expenses, this announcement couldn’t have come at a better time.

The WIS program is more than a financial supplement—it’s a lifeline for thousands of hard-working individuals who perform essential roles in society but often struggle to make ends meet. From hawker stall assistants to eldercare workers and delivery riders, WIS ensures that effort and contribution are properly recognized and rewarded.

Singapore WIS 2025

The Singapore WIS 2025 enhancements are a powerful reminder of the government’s long-term vision to promote inclusivity and financial security for all. Whether you’re a part-time cleaner, platform rider, elderly caregiver, or a self-employed hawker, this scheme ensures you receive both immediate cash support and future-ready retirement protection.

Don’t wait until deadlines sneak up on you. Take the steps now to check your eligibility, declare your income, and secure your financial well-being under this greatly improved Workfare Income Supplement scheme.

What Is the Workfare Income Supplement (WIS)?

The Workfare Income Supplement (WIS) is a government initiative aimed at uplifting lower-wage Singaporean workers by supplementing their income and enhancing their retirement savings. First introduced in 2007, WIS supports both employed and self-employed individuals, ensuring that no one is left behind just because they earn less.

WIS isn’t a handout. It rewards consistent effort. If you work hard, even in a lower-paying job, the scheme ensures you’re not left behind. Think of WIS as a two-in-one booster: it provides immediate financial relief and future-proof retirement planning by contributing to your CPF account.

The scheme is especially beneficial for workers in service sectors that are critical to the economy but often underappreciated. Cleaners, bus captains, and food service staff are just a few examples of those who stand to benefit significantly.

Why the 2025 Update Matters

Singapore is facing an aging population, changing job market, and a widening income gap. In response, the 2025 update to WIS is part of broader efforts to ensure social equity, financial inclusion, and sustainable retirement planning for all citizens.

Key reasons for the update include:

• Adjusting for inflation and rising cost of living, especially in urban settings.
• Supporting the gig economy, which includes delivery riders, freelancers, and other platform workers.
• Strengthening the retirement adequacy of lower-wage workers by channeling more funds into CPF and MediSave accounts.
• Enhancing social mobility by rewarding consistent and honest work, regardless of job title or sector.
• This update ensures the program remains relevant and responsive to the evolving needs of the workforce.

Who Is Eligible for WIS 2025?

Here’s a simplified breakdown of the eligibility criteria:

General Criteria

• Singapore Citizen.
• Aged 30 and above (no age restriction for persons with disabilities).
• Earn a gross monthly income of $500 to $3,000.
• Reside in a property with an annual value not exceeding $21,000.
• Own no more than one property.
• If married, the combined assessable income must be below $70,000.

For Self-Employed Persons (SEPs) and Platform Workers

• Must declare income to IRAS.
• Must make required MediSave contributions.
• Eligible occupations include ride-hailing drivers, freelance tutors, home-based business owners, and more.

Even if you work part-time or on a flexible schedule, you may still qualify. WIS is designed with inclusivity in mind.

How Much Can You Get? (Breakdown by Age Group)

Let’s break it down:

For Employees:

For SEPs and Platform Workers:

This amount is split into cash and CPF/MediSave contributions. That means you receive instant support to help with day-to-day expenses, while building a stronger financial future through your CPF or MediSave accounts.

For example, if you’re 60 years old and employed, you could receive S$4,900 in a year. Of this, S$1,960 will be in cash, and the remaining S$2,940 will go into your CPF retirement account, giving you long-term security.

How and When Are Payouts Made?

Employees

• Monthly payouts, helping you budget and plan with predictability.
• Payments are made two months after the work month. So, work done in January is paid by end-March.

Platform Workers

• Starting March 2025, payouts will be disbursed monthly, aligning with CPF contributions made by platform operators.
• This ensures workers like food delivery riders and private-hire drivers receive consistent and timely support.

SEPs

• Receive annual payouts.
• Must declare income and contribute to MediSave by March 31 of the following year.
• For example, if you worked throughout 2024, declare your income and make MediSave contributions by March 2025 to receive your payout.

Singapore WIS 2025 Check If You’re Eligible

• Visit the WIS eligibility checker.
• Log in using Singpass.
• Input your monthly income, employment status, and any other required details.
• Receive an instant estimate of how much you’re eligible for.
• Use the CPF WIS Calculator for more detailed, scenario-based projections.
• Knowing where you stand allows you to plan better and make informed financial decisions.

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Practical Tips to Maximize Your WIS Benefits

• Track your income monthly to ensure you’re within the $3,000 ceiling.
• Declare income regularly through IRAS if you’re self-employed or freelancing.
• Set calendar reminders for CPF and MediSave contributions to avoid missing deadlines.
• Stay updated on policy changes via CPF Board and MOM websites.
• Explore job opportunities that maintain eligibility while offering stability through platforms like MyCareersFuture.

By staying organized and proactive, you can receive the maximum benefits that WIS offers year after year.

FAQs On Singapore WIS 2025

1. Can I get WIS if I work part-time?

Yes! WIS is available to part-time, full-time, and casual workers who earn $500 to $3,000 per month and meet the other eligibility criteria.

2. I’m self-employed. How do I receive WIS?

Declare your income with IRAS and make MediSave contributions before the March 31 deadline. This ensures you receive your payout the following year.

3. Are the payouts taxable?

No, WIS payouts are not taxable and are excluded from your assessable income.

4. What if I earn slightly over $3,000 one month?

Eligibility is assessed on a monthly basis, so you may miss out for that month, but still qualify for other months.

5. Is there a maximum number of years I can receive WIS?

There is no cap on how many years you can receive WIS. As long as you qualify, you’re entitled to the benefit.

6. Can I receive WIS and other government support schemes?

Yes, WIS can be received alongside other schemes such as Silver Support Scheme or ComCare, provided you meet their respective criteria.