UK Households to Get Free £90 Cost of Living Payment in May – Check If You Qualify!

UK Households to Get Free £90 Cost of Living Payment in May: As inflation, energy bills, and grocery costs continue to burden families across the UK, the government has responded by extending the Household Support Fund (HSF), which now includes a free £90 cost of living payment in May 2025. This financial support is designed to help vulnerable households cover essential living expenses. Whether you’re a pensioner, a low-income worker, or receiving benefits, it’s crucial to understand how this scheme works, who qualifies, and how to claim your payment. This article provides a comprehensive guide to help you get the support you need.

UK Households to Get Free £90 Cost of Living Payment in May

The £90 cost of living payment in May 2025 is a crucial part of the UK’s continued efforts to support struggling households during this economic crisis. Whether you’re a parent, pensioner, or part-time worker, this scheme could provide real relief on everyday essentials like food and energy. The process is simple—but time-sensitive. With funds distributed through local councils on a limited basis, it’s essential to act quickly and check your eligibility now.

What Is the Household Support Fund (HSF)?

The Household Support Fund was originally launched in October 2021 to provide emergency support to households during the winter months. Since then, it has become one of the UK Government’s key tools in combatting the effects of the cost of living crisis.

The fund is managed by local councils, which receive an allocated budget to support vulnerable individuals in their area. Councils have the freedom to design their own support schemes based on local needs.

In 2025, the fund was extended with a budget of over £842 million across England, with Scotland, Wales, and Northern Ireland managing their own equivalents.

Who Is Eligible for the £90 Cost of Living Payment?

While each local council sets its own criteria, there are common eligibility categories:

1. Low-Income Households

Those earning below a set threshold or with limited savings may qualify. This includes people in work who do not receive benefits.

2. People on Means-Tested Benefits

If you receive any of the following, you’re likely eligible:

• Universal Credit
• Income Support
• Pension Credit
• Income-based Jobseeker’s Allowance (JSA)
• Income-related Employment and Support Allowance (ESA)

3. Pensioners

Those on Pension Credit or with low retirement income may be prioritized.

4. Families with Children

Especially those receiving free school meals or Child Tax Credit. Councils often provide supermarket vouchers during holidays.

5. Disabled Individuals

People receiving Disability Living Allowance (DLA) or Personal Independence Payment (PIP) may be eligible.

How to Apply for UK Households to Get Free £90 Cost of Living Payment in May?

The application process depends on your council, but here’s a general guide:

Step 1: Check Your Council Website

Search “[your local council name] Household Support Fund” on Google, or use the council finder on gov.uk.

Step 2: Review Eligibility Criteria

Each council outlines its own thresholds for income, benefits, and household composition.

Step 3: Prepare Documentation

Have the following ready:

• Proof of ID
• Bank statements
• Benefit letters
• Utility bills

Step 4: Apply Online or by Phone

Many councils offer a secure online form. Others may ask you to apply via phone or in person.

Step 5: Wait for Confirmation

Approval times vary. Some councils notify within 7 days, while others may take up to 4 weeks.

Important Tip: Apply Early

Funds are limited and typically distributed on a first-come, first-served basis.

Regional Examples and Success Stories

Here are some examples of how different regions are implementing the £90 support and similar benefits:

Wakefield Council

• Offers supermarket vouchers worth up to £195 for those on Council Tax Support.
• Automatic distribution with no need to apply.

Kent County Council

• Provides £100 vouchers for families with incomes below £40,000.
• Applicants must apply online with supporting documents.

Torbay Council

• Offers £100 cash payments for fuel, food, and water.
• Priority for residents with disabilities or health conditions.

Additional Support Available Through the HSF

Aside from the £90 cost of living payment, the HSF may provide:

• Energy Bill Top-Ups: Prepaid meter cards for gas and electricity.
• Food Vouchers: Redeemable at Tesco, Asda, Aldi, and Sainsbury’s.
• School Holiday Help: Free meals or vouchers for eligible children.
• Water Bill Support: Thames Water, United Utilities, and others work with councils to provide relief.

Expert Insights and Advice

According to Citizens Advice, one in four households struggled to pay energy bills in early 2025. Their advice:

“Don’t assume you won’t qualify. Many support programs are open to low-income earners not on benefits. Check every council support page you can.”

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Frequently Asked Questions (FAQs)

Q1: Is the £90 payment taxable?
No. It is a non-taxable grant and does not affect your benefits.

Q2: Can I apply if I already received help in the last round of HSF?
Yes. Councils may prioritize new applicants, but previous recipients can still apply.

Q3: What if I live in Scotland, Wales, or Northern Ireland?
These nations have similar support schemes.

Q4: Can I appeal if I’m rejected?
Yes. Councils typically offer an appeals process if your application is refused.

Q5: Can landlords or carers apply on behalf of someone else?
In many cases, yes—with proper documentation.