Finance Singapore

Singapore $900 Senior Bonus in 2025 – Who will get it? Check Eligibility, Payment Dates

Singapore’s Assurance Package Seniors’ Bonus provides up to $900 over three years (2023–2025) to eligible seniors aged 55 and above. This guide explains the 2025 eligibility criteria, payout amounts, key deadlines, and how to ensure you receive your benefits on time. Stay informed and supported through this essential scheme.

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Singapore $900 Senior Bonus in 2025
Singapore $900 Senior Bonus in 2025

Singapore $900 Senior Bonus in 2025: In 2025, Singapore’s seniors can look forward to enhanced financial support through the Assurance Package (AP) Seniors’ Bonus, a government initiative that provides up to $900 over three years (2023–2025) in cash payments to eligible older citizens. The package was introduced to help mitigate the impact of the recent Goods and Services Tax (GST) increase and rising living costs. If you’re a senior citizen, or you’re helping one manage finances, this guide will break down exactly who is eligible, how much they’ll receive, when payments will be made, and how to prepare to receive them without delay.

Singapore $900 Senior Bonus in 2025

The Assurance Package Seniors’ Bonus is a vital financial support initiative from the Singapore government aimed at helping lower- and middle-income seniors manage everyday costs more comfortably. With up to $900 in cash payouts and $150 in MediSave top-ups, eligible seniors can enjoy greater financial stability in their retirement years. Whether you’re planning ahead or helping an elderly parent, it’s important to check eligibility and update payment details on time. Doing so ensures quick and seamless access to these benefits, reinforcing the government’s commitment to social support and inclusivity.

AspectDetails
Total PayoutUp to $900 (2023–2025), in yearly disbursements
2025 Payout AmountsAges 65+: $300 (AV ≤ $21,000), $200 (AV $21,001–$31,000); Ages 55–64: $250 (AV ≤ $21,000), $200 (AV $21,001–$31,000)
Eligibility CriteriaSingapore Citizen, age ≥ 55 in 2025, Assessable Income ≤ $34,000 (YA2023), Annual Value of home ≤ $31,000, not more than 1 property
Disbursement DatesPayNow-NRIC: 5 Feb 2025; Bank Credit: 13 Feb 2025; GovCash: 21 Feb 2025
MediSave BonusAdditional $150 top-up for all seniors aged 55+ in 2025
Official Websitegovbenefits.gov.sg

What Is the Assurance Package (AP) Seniors’ Bonus?

The Assurance Package (AP) was introduced by the Singapore government as part of its broader strategy to support citizens, especially vulnerable groups, in coping with inflation and tax increases. Within this package, the Seniors’ Bonus focuses on older Singaporeans, providing them with annual cash support if they meet specific income and property ownership criteria.

The payout for seniors ranges between $200 to $300 per year, depending on age and the annual value (AV) of their home.

Eligibility Criteria: Who Qualifies for the 2025 AP Seniors’ Bonus?

To qualify for the 2025 AP Seniors’ Bonus, you must meet all of the following criteria:

  1. Be a Singapore Citizen living in Singapore.
  2. Be aged 55 and above in 2025.
  3. Have an Assessable Income (AI) of $34,000 or less for the Year of Assessment (YA) 2023.
  4. Reside in a property with an Annual Value (AV) of $31,000 or less as of 31 July 2024.
  5. Own no more than one property.

How Much Will Eligible Seniors Receive in 2025?

The bonus amount depends on two key factors: age and the AV of your home.

Age GroupAV ≤ $21,000AV $21,001–$31,000
55–64$250$200
65 and above$300$200

These payouts are part of a 3-year scheme, totaling $600 to $900, depending on eligibility.

Payment Schedule: When Will You Get the Bonus in 2025?

Payouts for the 2025 AP Seniors’ Bonus will be distributed in February 2025:

  • 5 February 2025 – via PayNow-NRIC (Fastest method)
  • 13 February 2025 – for seniors who have provided bank details
  • 21 February 2025 – through GovCash (for those without bank accounts or PayNow)

Additional Benefit: $150 MediSave Top-Up

Aside from the cash bonus, all Singaporeans aged 55 and above will also receive a $150 top-up to their CPF MediSave account in February 2025, regardless of income or property ownership.

This helps cover future healthcare expenses, ensuring seniors are better protected.

How to Check Your Eligibility for the Singapore $900 Senior Bonus in 2025?

To check if you’re eligible for the 2025 bonus:

  1. Visit govbenefits.gov.sg
  2. Log in using your Singpass
  3. Click on “Check My Eligibility”
  4. Review payout details, and ensure your PayNow-NRIC or bank details are up to date

You’ll also receive a notification SMS or letter if you qualify.

Practical Advice for Seniors and Families

  • Link PayNow to NRIC early to receive funds quickly.
  • Use the CPF MediSave top-up to offset medical costs such as insurance premiums (e.g., MediShield Life).
  • Help older family members check eligibility if they’re not digitally savvy.
  • For queries, call the GovBenefits Hotline at 1800-2222-888.

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Frequently Asked Questions (FAQs)

1. Do I need to apply for the Seniors’ Bonus?
No. The government automatically determines your eligibility and will notify you through SMS or post.

2. What happens if I miss the PayNow or bank account update deadline?
You’ll receive the payout via GovCash from 21 February 2025. However, this method takes longer and requires collection at OCBC ATMs or SingPost branches.

3. Does the bonus affect my eligibility for other welfare schemes like ComCare or Silver Support?
No. The AP Seniors’ Bonus is independent of other financial assistance schemes.

4. How do I know the Annual Value of my home?
Log in to your IRAS account or visit IRAS Property Search to check your property’s AV.

5. Can Permanent Residents (PRs) receive this bonus?
No. Only Singapore Citizens aged 55 and above who meet the income/property criteria are eligible.

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Anjali Tamta
Hey there! I'm Anjali Tamta, hailing from the beautiful city of Dehradun. Writing and sharing knowledge are my passions. Through my contributions, I aim to provide valuable insights and information to our audience. Stay tuned as I continue to bring my expertise to our platform, enriching our content with my love for writing and sharing knowledge. I invite you to delve deeper into my articles. Follow me on Instagram for more insights and updates. Looking forward to sharing more with you!

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