$243.90 Cost of Living Concession 2025: The $243.90 Cost of Living Concession is a financial relief program designed to help eligible South Australians manage increasing living expenses. This concession, administered by the Government of South Australia, is intended to support low-income households, pensioners, and self-funded retirees in covering essential costs such as energy bills, groceries, and daily expenses.
With the cost of living rising across Australia, this one-off annual payment provides much-needed assistance to those who need it most. If you are struggling with your utility bills or everyday expenses, you may be eligible for this financial support.
$243.90 Cost of Living Concession 2025
| Feature | Details |
|---|---|
| Payment Amount | $243.90 (one-time annual payment) |
| Eligibility | Low-income households, pensioners, self-funded retirees with Commonwealth Seniors Health Card |
| Application Deadline | December 31, 2025 |
| Processing Time | Payments made within 6–8 weeks after approval |
| Payment Method | Direct deposit to bank account |
| Official Website | SA.GOV.AU Concessions |
The $243.90 Cost of Living Concession provides valuable financial support to South Australians struggling with everyday expenses. Whether you’re a pensioner, self-funded retiree, or low-income earner, this payment can help ease the burden of rising costs.
To ensure you receive your payment, apply before December 31, 2025, and keep your contact and banking details updated. If you’re eligible, this one-off annual payment will be directly deposited into your bank account.
What Is the Cost of Living Concession?
The Cost of Living Concession (COLC) is an annual government payment aimed at reducing financial stress for low-income households, seniors, and eligible tenants. The payment is made once per financial year and is meant to assist in covering essential living costs, including:
- Utility bills (electricity, gas, water)
- Council rates
- Groceries and essential household items
- Transport expenses
Unlike some other financial assistance programs, the Cost of Living Concession is not means-tested beyond basic income and residency requirements. This ensures that more South Australians can access support, regardless of savings or assets.
Who Is Eligible for the $243.90 Payment?
To qualify for the 2025 Cost of Living Concession, applicants must meet specific residency and income criteria. Below are the main eligibility requirements:
1. Residency Requirement
- You must reside in South Australia and live at the property for which you are applying.
- The property must be your principal place of residence.
2. Income and Concession Card Eligibility
You may qualify if you receive one or more of the following benefits:
- Pensioner Concession Card
- Veteran Gold Card (including TPI, EDA, War Widow, or 80+ impairment points under Military Rehabilitation and Compensation Act 2004)
- Low Income Health Care Card
- Commonwealth Seniors Health Card
- Centrelink Income Support Payments (e.g., JobSeeker, Disability Support Pension, Carer Payment)
3. Tenant and Homeowner Consideration
- Homeowners: Must have lived at the property on July 1, 2025.
- Renters: Must be the primary tenant on a formal residential tenancy agreement.
If you meet the above requirements, you are likely eligible to receive the $243.90 concession payment in 2025.
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$243.90 Cost of Living Concession 2025 Apply for the Cost of Living Concession
- Obtain the Application Form:
- Download the application form from the SA.GOV.AU website.
- Call the ConcessionsSA Hotline at 1800 307 758 to request a paper form.
- Complete the Application:
- Provide personal details (name, date of birth, address, Centrelink reference number if applicable).
- Attach supporting documents (proof of residence, concession card copies, tenancy agreement if applicable).
- Submit the Application:
- Online: Submit via the SA.GOV.AU Concessions Portal.
- By post: Send the completed form to ConcessionsSA, GPO Box 292, Adelaide SA 5001.
- In-person: Visit a Service SA office.
- Wait for Approval:
- Applications are assessed based on residency as of July 1, 2025.
- If approved, payments are made within 6–8 weeks.
FAQs On $243.90 Cost of Living Concession 2025
1. When will I receive the Cost of Living Concession?
Payments are processed within 6–8 weeks after your application is approved. The government aims to complete payments before December 31, 2025.
2. Can I apply if I live in a rental property?
Yes! Tenants with a formal rental agreement can apply. You must be the primary leaseholder and meet income requirements.
3. Do I need to reapply every year?
If you have previously received a Cost of Living Concession, your eligibility may be reassessed automatically. However, if your circumstances change, you must update your details.
4. What happens if my application is denied?
You can appeal by contacting ConcessionsSA at 1800 307 758 or submitting additional documents proving your eligibility.
5. Can I receive the concession if I also receive other benefits?
Yes! The Cost of Living Concession does not affect other government payments, such as:
- Energy Bill Concessions
- Pensioner Concessions
- Centrelink or Veterans’ Affairs Payments
6. What should I do if I change my address?
If you move, notify ConcessionsSA immediately to ensure that future payments reach your correct address.
7. Will the Cost of Living Concession increase in the future?
The South Australian Government has increased the concession in previous years. Future increases will depend on government budget allocations.
